The Auto-Debit System® uses both MOTO & Retail merchant accounts so you are always paying the lowest processing fees depending on how the transaction is processed.

Any transaction that is key-entered or auto-debited automatically gets processed with the MOTO account, whereas any card-present swiped/dipped transactions automatically will use the RETAIL merchant account.

You never have to worry about which merchant account to use because the Auto-Debit System is intelligent enough to select the right merchant account for you based on how you're processing the transaction. 

You do not need any equipment or terminals, however, as an added convenience, we offer the following:

To purchase products, visit the Shopping Cart within your account.